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AVMA member-exclusive insurance coverage designed by veterinarians, for veterinarians through AVMA LIFE Trust.

Since 1956, AVMA LIFE Trust has helped protect tens of thousands of veterinarians and their families with valuable insurance products designed by veterinarians, for veterinarians. As you continue your veterinary journey, it is important to focus on protecting yourself, your practice, and the people who matter to you. 

My name is Elliot Matloff, and I am an authorized representative for AVMA LIFE Trust. I can assist you in determining the coverages available to you to help meet your needs and budget. 

Veterinarian diagnosing a cat
Male veterinarian talking to vet tech

Insurance for Veterinarians

Available exclusively to AVMA members for every phase of life

Available Products


Disability Income (Long-Term and Short-Term)

Professional Overhead Expense

Student Loan Disability



10- and 20-Year Level Term Life

Family Group Life

45+ Term Life Advanced

Accidental Death and Dismemberment


Hospital Indemnity

Critical Illness


Learn what to expect during the underwriting process.

Western University Students

Elliot Matloff is your designated school agent and will help you learn about the AVMA LIFE Trust insurance products designed for the busy veterinary student. 


Important insurance protection while you are in school

$25,000 Life Insurance at No Cost

For eligible SAVMA members, compliments of AVMA LIFE Trust


Student Basic Protection Package

Disability insurance, life insurance, and rabies prophylaxis benefits


Hospital Indemnity Insurance

Helps pay for days of covered hospitalizations or outpatient surgical procedures

Graduating Students

Click the links below to learn about the guaranteed acceptance insurance products and services available to eligible SAVMA members or call (310) 858-5970 with any questions you may have.  


Graduate Guarantee Acceptance Program

Eligible third- and fourth-year SAVMA members have access to disability, life, and health insurance coverages up to certain limits on a guaranteed acceptance basis. That means no medical questions or medical exams required.


This offer ends 60 days after graduation. Coverage becomes effective on the later of your graduation or the date your application is received.


See what products are available to you and submit your application today!

Underwritten by New York Life Insurance Company, NY, NY 10010 on group policy form GMR. New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all products it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for complete details.


Learn more about coverage details, including features, costs, eligibility, renewability, limitations, and exclusions, in the applicable insurance brochures.


AVMA LIFE Trust Program Administrator

Pearl Insurance

1200 E. Glen Ave.

Peoria Heights, IL 61616

Phone: 800.621.6360


Arkansas Insurance License #1322

California Insurance License #0F76076                                                          NYL-1905267-SA



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By appointment only.  No walk-ins.

9601 Wilshire Blvd #1204
Beverly Hills, CA 90210

Tel:  310-858-5970 / 800-468-4467

Fax:  310-274-2563

16000 Ventura Blvd #915

Encino, CA 91436

Tel:  310-858-5970 / 800-468-4467

Fax:  310-274-2563

28202 Cabot Rd. #300

Laguna Niguel, CA 92677

Tel:  949-460-4552

Business Hours

Monday - Friday 6:30am - 4:30pm

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